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Message: <blockquote data-quote="airshot" data-source="post: 491442" data-attributes="member: 1183"><p>I live in a tornado area, your insurance requires a high deductable for wind damage.  Flood plains are much different as once an area floods, It normally continues to flood.  Where tornadoes rarely hit the same place twice.  I have no issue with giving folks low interest loans to rebuild, even in flood prone areas, but we cant keep doing that every few years.  At some point it becomes a throw money after money that doesnt get you anywhere.  I can tell you hurricane ins is expensive, my parents lived in Florida for ten years, then finally moved  to a lower cost of living area due to ins costs !!   We need to consider the rule of not feeding the bears....once you start feeding them, they will depend on it and wont fend for themselves !!</p></blockquote><p></p>