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Off The Water
Watering Hole
Norris Lake, Tn Tinboat Bass Tournament/Club
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<blockquote data-quote="G3_Guy" data-source="post: 94020" data-attributes="member: 215"><p>Most tournaments require the participants to have liability insurance on their vessel for two reasons... </p><p></p><p>1.) <strong>It protects the boat owner</strong> - by ensuring that if there is an accident, the angler who causes it is covered and pays out for any damages under their own policy.</p><p></p><p>2.) <strong>It protects the individuals or organization holding the tournament</strong> - by ensuring that the plaintiff can go after the boat owners policy first and foremost.</p><p></p><p>The liability waiver you are referring too typically only waives liability towards the individuals and/or organization putting the tournament on. If you want to include everyone participating in the event under one waiver, you will need to make sure it is worded properly. </p><p></p><p>Also, keep in mind that while everyone who signs the waiver may be taking on responsibility for their own losses or liability issues should an accident occur with another boater involved in the tournament, that waiver does not protect you the boater or those putting the tournament on from anyone who is not participating (<em>i.e. Land Owners, Other Boaters on the water not participating in said tournament, etc</em>).</p><p></p><p>I'm not trying to scare you... I just want you to have as much info as possible up front.</p></blockquote><p></p>
[QUOTE="G3_Guy, post: 94020, member: 215"] Most tournaments require the participants to have liability insurance on their vessel for two reasons... 1.) [b]It protects the boat owner[/b] - by ensuring that if there is an accident, the angler who causes it is covered and pays out for any damages under their own policy. 2.) [b]It protects the individuals or organization holding the tournament[/b] - by ensuring that the plaintiff can go after the boat owners policy first and foremost. The liability waiver you are referring too typically only waives liability towards the individuals and/or organization putting the tournament on. If you want to include everyone participating in the event under one waiver, you will need to make sure it is worded properly. Also, keep in mind that while everyone who signs the waiver may be taking on responsibility for their own losses or liability issues should an accident occur with another boater involved in the tournament, that waiver does not protect you the boater or those putting the tournament on from anyone who is not participating ([i]i.e. Land Owners, Other Boaters on the water not participating in said tournament, etc[/i]). I'm not trying to scare you... I just want you to have as much info as possible up front. [/QUOTE]
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Off The Water
Watering Hole
Norris Lake, Tn Tinboat Bass Tournament/Club
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