Small boat and cold water

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I don't have any similar stories or anything different to add about the effects of cumulative bad decisions.

At least they were wearing PFDs.

I'll say this about foam flotation. I think you'll find that the flotation rating of foam is predicated on that foam being DRY. If the foam is water logged, as so many find in their boats, the flotation rating is useless. If the foam is waterlogged (before the boat sinking), then the "hidden" weight of that water counts against the weight rating of the boat.
 
The floatation calculation is based on:
- Load capacity of boat ("max weight" on HIN tag)?
- Or based on the amount floatation needed to float the empty hull level with max rated outboard?
- Or some other criteria of the USCG?

A lot of boats are missing part or all the original floatation that they had when the boat left the factory.
Also the floatation is not always placed to prevent the boat from turning "Turtle" when swamped or flooded.
Had a friend whos boat was swamped on calm day at a inlet by a rogue wave. He and his young passenger spent a hour or so before being rescued off the bottom of the boat.
 
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