my old boat had a pair of plastic thru-hulls, one on each side
I beat that poor boat against every rock stump tree boat ramp garbage, trailer, you name it never once broke a thru-hull
interestingly enough, that boat had a bronze thru-hull on the transom for the rear livewell. That one leaked after an outing on the local lake, which is FULL of stumps, fallen trees, etc.
plastic thru-hulls typically just glide across tree stumps. Similarly, people are "scared" of the plastic skid plates on side-by-side vehicles and atv's that are used solely off-road. The two I had, first thing I noticed about the plastic is that they just glide across stuff rather than bending them and hanging up on 'em. A lot of airboats use plastic on the entire bottom of the hull for this reason, just glides across "stuff". Only time I could see one being an issue via breakage is if they are uv damaged, thus inspection every once in a while would be nice thing to do.
if you use some 5200 on them when installing, seems like even if you cracked it, it ain't gonna leak much. You'd have to completely break it out of the hull for it to be a big problem and if you managed to do that with 5200 as the sealant, probably likely that you have other issues as well