TinBoats Twitter - Random posts

[russ010]

Just got finished doing the final deal on my home refinance... man what a relief!

Now is a good time to get it done too.. I went from a 6.125% (from March 2007) to a 4.25%, both 30 year fixed loans... savings to me -- over $300 per month! (and NO closing costs or out of pocket expenses, nor rolled into the balance of the loan!!)

I wouldn't have done it, but my current mortgage company just got their 3rd strike when they double drafted my bank account due to a "system glitch".... that "system glitch" cost me over $3,000 (I did get it back) but still, that was enough for me to commit murder over the phone when I got someone who spoke english and was American! (no offense to those who speak a different language)

 

[Jim]

Just did mine too and was able to save $260 per month. I am so happy. :lol:

 

[fender66]

Just got finished doing the final deal on my home refinance... man what a relief!

Now is a good time to get it done too.. I went from a 6.125% (from March 2007) to a 4.25%, both 30 year fixed loans... savings to me -- over $300 per month! (and NO closing costs or out of pocket expenses, nor rolled into the balance of the loan!!)

I wouldn't have done it, but my current mortgage company just got their 3rd strike when they double drafted my bank account due to a "system glitch".... that "system glitch" cost me over $3,000 (I did get it back) but still, that was enough for me to commit murder over the phone when I got someone who spoke english and was American! (no offense to those who speak a different language)

Good for you....I feel your pain too and feel the same way. There's a lot that can be done with $300 a month! BTW....I speak a different language.....if "redneck" counts as a language. :roll:

 

[russ010]

BTW....I speak a different language.....if "redneck" counts as a language. :roll:

Me too... and REDNECK is what they got - along with some "sailor" language (even though I'm Air Force, I can hang with the best of them on the right day )

 

[one100grand]

DISCLAIMER - This is not financial advise and if you have questions, you should seek the advise of a professional to discuss your situation individually.

As a mortgage professional, I can tell you that it's a very good time to refinance. Rates are very low and you might be able to save a bunch of money by doing so. If you can afford to pay extra into your mortgage every month toward the principal, it will pay dividends-so if you're used to paying a certain amount every month & refinance, you might want to consider continuing to pay the same dollar amount even if you're able to reduce your monthly payments.

 

[poolie]

... and the best reason of all to refinance the mortgage.... more bait monkey money!

 

[BassAddict]

... and the best reason of all to refinance the mortgage.... more bait monkey money!

LONG LIVE the BAIT MONKEY!! =D> =D>

 

[poolie]

Dying to go fishing this weekend but have 1500sq ft of sod to lay. Had my in-ground pool removed last week and now have a 40x60 Georgia red clay mud puddle in my back yard. Half of the spot will get sod and half will become my much wanted raised bed veggie garden.

 

[fender66]

Dying to go fishing this weekend but have 1500sq ft of sod to lay. Had my in-ground pool removed last week and now have a 40x60 Georgia red clay mud puddle in my back yard. Half of the spot will get sod and half will become my much wanted raised bed veggie garden.

Fill it with water and largemouth bass! Then you can fish all the time. You could probably even float your tin in it. Then.....instead of asking your wife if you can go fishing...you can just say, "I'll be in the back yard". :wink:

 

[poolie]

Dying to go fishing this weekend but have 1500sq ft of sod to lay. Had my in-ground pool removed last week and now have a 40x60 Georgia red clay mud puddle in my back yard. Half of the spot will get sod and half will become my much wanted raised bed veggie garden.

Fill it with water and largemouth bass! Then you can fish all the time. You could probably even float your tin in it. Then.....instead of asking your wife if you can go fishing...you can just say, "I'll be in the back yard". :wink:

Had I not wanted a garden and was afraid I'd eventually wind up with a drowned dog (greyhounds don't float... I already found that out) I would have turned it into my own personal bass pond.

Much to my neighbor's amusement, I used to pull the boat over next to the pool and do a little backyard fishing. It was very cool to be able to see the action of various baits. Helped me visualize what was happening in a read situation. Didn't catch too much, but that's not much different than my normal fishing adventures.

 

[Jim]

I pray to the hockey Gods that after tonights game we see this....

On the way to this:

 

[fender66]

I pray to the hockey Gods that after tonights game we see this....

Hmmmmm......I wonder.......Do hockey gods have a full set of teeth? :mrgreen:

 

[bearsphan3.14]

No, they look like this.

 

[bcbouy]

end of the second,and this game suuucks.cant wait for the canucks to kick some ass.

 

[BassAddict]

Hidden contest! Guess who this is and receive an enhanced ata boy!

*everyone eligible except Ahab*

 

[Jim]

That is Billy Blanks!

 

[BassAddict]

That is Billy Blanks!

ATA BOY!!!!!! :LOL2:

More details later!

 

[Captain Ahab]

Kareem Abdul-Jabbar?

 

[hossthehermit]

Looks like the guy that gave POTUS the Joplin tour.

 

[one100grand]

Much to my neighbor's amusement, I used to pull the boat over next to the pool and do a little backyard fishing. It was very cool to be able to see the action of various baits. Helped me visualize what was happening in a read situation. Didn't catch too much, but that's not much different than my normal fishing adventures.

That's my favorite part of having a swimming pool...getting to see the exact actions of lures in varying depths really is terrific. My neighbor had a swimming pool, but the bottom ripped out on it a couple of times & he just let a foot or two of dirty water get into the bottom - I was going to take a few sunfish and throw em in one night, but his dogs never let me...